Ready To Achieve Your Ownership Dreams?
Find the perfect loan for your journey, whether you're buying your first home, refinancing to save, or funding your dream renovation. Our experts are ready when you are.
Buy A Home
Navigate homeownership with confidence. Discover your buying power and explore options tailored to your unique goals.
Refinance
Lower your payments, access equity, or consolidate debt, we'll help you find the refinancing solution that moves you forward.
Renovate
From minor updates to complete renovations, finance your home improvements with flexible solutions designed for real life.
Leverage Your Equity
Put your home's value to work. Fund education, eliminate debt, or create the space you've always wanted.
See our home loans
From first-time homebuyers to experienced investors, find the perfect match for your financial journey.
Today's Rates
Get competitive rates paired with personalized recommendations, transparency guaranteed
Why Variant Lending?
Homebuyer-Focused
We are always available for a phone call or a walk-in appointment, and we’d love to sit down with you and discuss your goals and how we can help you accomplish them!
Team of Experts
Our team of experts will help you through the lending process from start to finish – from your first open house to your very own settlement.
Experienced Mortgage Lender
You do not need to be afraid of taking the first steps towards homeownership because we will guide you. We have helped many families already and they have all found their own peace of mind thanks to our World-Class Mortgage Experience.
Loan Programs That Fit Your Life
Whether you're seeking your starter home, forever home, or investment property, we customize solutions around your story, not just your numbers.
Growth Starts Where Learning Begins
Home Buying
Build confidence with straightforward guides that demystify the homebuying process.
Calculator
Make informed decisions with tools that show you real numbers and realistic options.
Explore Rates
Stay informed with daily updates and expert analysis to time your decisions perfectly.
Refinancing
Discover how to optimize your mortgage and create new financial opportunities.
Important Legal Disclosures
Variant Lending Group (Branch NMLS #1977530) is DBA Home Mortgage Alliance Corporation, NMLS #1165808.
Lender License (#MC-6747) and Mortgage Broker #ML-6747 in Virginia.
SML Mortgage Company License and SML Mortgage Loan Servicer Registration, licensed by the Texas Department of Savings and Mortgage Lending.
We hereby authorize you to view and print information on this website subject to it being used for informational and non-commercial purposes.
The information contained in this website is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website – and the terms and conditions of the access to and use of such information and materials – are subject to change without notice. Products and services described may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.
It is our intention that data provided on a subject is of a general nature. Our website does not represent an exhaustive treatment of subjects nor is the information intended to constitute accounting, tax, legal, consulting or other professional advice.
Prior to making any decision or taking any action we kindly request you to contact your tax or legal advisers.
Please use this document and information at your own risk. The content of this site is copyrighted and therefore any unauthorized use of any materials on this website may violate copyright, trademark, and other laws.
Materials on this website may not be modified, reproduced, or publicly displayed, distributed or performed for any public or commercial purposes prior to our approval.
Let’s Talk About What’s Next!
Whether you're buying, refinancing, or just exploring your options, we’re here to help you move forward.
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Variant Lending Group (Branch NMLS #1977530) is a DBA of
Home Mortgage Alliance Corporation
(Corporate NMLS ID 1165808).
Lender License (#MC-6747) and Mortgage Broker #ML-6747 in Virginia. Texas SML Mortgage Co Lic. & SML Mortgage Loan Servicer Reg.
Home Mortgage Alliance Corporation (HMAC), (NMLS ID 1165808) in California holds a Finance Lenders Law License (#603L284) licensed
by the California Department of Financial Protection and Innovation and CRMLA License # 41DBO-134495. Phone: 866-275-2677.
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.