It’s important to realistically examine your current and future financial situation when starting the home buying process. Think about:

• Savings – Do you have enough money to make a down payment? Do you have enough set aside to cover mortgage payments for a few months or more in case you lose your job, or to pay for emergency home repairs?

• Spending – Are you disciplined enough to make all your home payments on time? Do you live within your means and have a household budget? Will you be able to prioritize monthly mortgage payments over other non-essential purchases?

• Employment – How stable is your current income? Are you expecting a raise in the future? Is your employment situation stable, uncertain, or unpredictable?

• Willingness to commit – Are you ready to make one of the most significant investments of your life? Are you ready for the responsibility of owning a home, and will you have the time to devote yourself to home maintenance and repair?

When you’re ready to start the process of buying a house, an Variant Lending Group expert will help you answer these and all your other questions.

You’ll save time and energy during the home buying process if you decide what you want, and need, before you begin house hunting. Things to consider include:

• Home style and size – What floor plan, square footage, number of rooms, and how much garage space do you need?

• Location – Is the home close to schools, shopping, entertainment, parks, and your job?

• Yard size and landscaping – Do you enjoy doing yard work, hosting outdoor parties, or do you need to have a pool?

• Remodeling – Do you want your home to be move-in ready, or are you open to buying a fixer-upper?

• Neighborhoods – Are the other area homes well-maintained? How’s the traffic, and congestion?

Buying a home is supposed to be one of the most exciting moments in our lives! Don’t let a lender’s inability to close your purchase on time turn your excitement into anxiety. At Variant Lending Group we guarantee* that you’ll close your home purchase on time! After all, you should be able to plan your move in date weeks ahead of time and not be worried about the consequences of not meeting the closing date on your purchase agreement.

• Our Closing Day Guarantee* allows you to plan weeks ahead and count on closing your purchase on time!

• Our licensed mortgage bankers are trained to offer intelligent mortgage advice!

• Our interest rates and closing costs are low so that you’ll save more money!

• Our state-of-the-art technology is designed to save you time and keep your personal information safe!

• Our mortgage process is quick and easy – you’ll typically close your loan in just 18-20 business days!

• Our company culture is truly consumer focused and we guarantee your mortgage experience will be better than any other!