Mortgage Calculator

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Wondering what a mortgage looks like broken down into monthly payments? Or how decreasing your down payment will impact what you pay over time? Use our calculators to run the numbers for yourself.

Monthly Payment

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Let’s Turn That Number Into a Real Plan

You’ve crunched the numbers, now let’s talk about what they actually mean for you. Every mortgage is different, and a few small adjustments can save you thousands. Speak to one of our experts and get a clear, personalized breakdown based on your goals.

Understand how to lower your monthly payment
Discover hidden options you might qualify for
Get a free, no-pressure consultation with a licensed specialist

Speak to an Expert

How does a home loan calculator work?

Most people turn to a mortgage calculator to compare different loans to see which one is the best choice for their needs and their budget, but the fact is, there are lots of different types of home loan calculator tools to help you answer all of your questions. For instance, if you want to decide if a home you’re considering is within your budget, a mortgage loan calculator will look at data like the home’s price, your down payment, your current income and existing bills, anticipated property taxes and insurance, and the loan’s interest rate and term to estimate your monthly payment.

A home loan calculator can also help you determine what loan terms work best for you, as well as what you can expect to pay monthly for your new home. Variant Lending Group’s Fixed vs. Adjustable-Rate Mortgage Calculator will help you determine what makes the most sense for you, and the Converting to a Bi-Weekly Payment Schedule calculator will show you the difference in making one payment monthly or a payment every other week.

How can a mortgage loan calculator help me search for my new home?

Equipped with the data from your home mortgage calculator, you and your real estate agent can focus on homes that match your budget. Determining your budget right at the start can save time and effort, and can help you get into your dream home sooner. At Variant Lending Group, we offer many types of home loan calculators so that you can make important comparisons based on the data that matters most to you.

Our mortgage loan calculator tools were designed to help you become better informed about all your choices so you can shop smarter. Contact a Variant Lending Group loan officer today for straightforward guidance on finding the home loan that best fits your needs.

Important Legal Disclosures

Variant Lending Group (Branch NMLS #1977530) is DBA Home Mortgage Alliance Corporation, NMLS #1165808.

Lender License (#MC-6747) and Mortgage Broker #ML-6747 in Virginia.

SML Mortgage Company License and SML Mortgage Loan Servicer Registration, licensed by the Texas Department of Savings and Mortgage Lending.

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